Terms & Conditions

Last Updated: April 10, 2026

Welcome to the website of Icore Lending Inc (“Icore Lending,” “we,” “us,” or “our”). These Terms and Conditions (“Terms”) govern your access to and use of our website (https://icorelending.com and any subdomains or affiliated sites, collectively the “Site”), as well as any services, tools, forms, calculators, or resources made available through the Site.

By accessing or using the Site, you agree to be bound by these Terms. If you do not agree, please do not use the Site.

1. About Us

Icore Lending Inc is a mortgage lending company that assists consumers with residential mortgage loans, including purchase, refinance, and other lending-related services. Corporate Address: 6131 Orangethorpe Ave, Suite 500, Buena Park , CA 90620 Phone: (562) 450-1644 | Toll Free: (800) 254-3884 Email: info@icorelendinginc.com NMLS #1547623 We hold the following licenses (full licensing details are available on our Licensing Disclosures page or via NMLS Consumer Access):

California DFPI Finance Lenders Law License #60DBO-79265
California Real Estate Corporation DRE License Endorsement #02019879
Arizona Mortgage Banker License #1028700
Florida Mortgage Lender Servicer License #MLD2097 (and any other applicable state licenses)

We are an Equal Housing Lender. We do business in accordance with the Federal Fair Housing Act and other applicable fair lending laws.

2. No Offer or Solicitation; Information Purposes Only

All content on the Site (including rates, calculators, articles, and pre-qualification tools) is provided for informational and educational purposes only. It does not constitute:

A commitment to lend
An offer to lend
A solicitation to lend in any jurisdiction where such offer or solicitation is prohibited

Rates, terms, and availability are subject to change without notice and depend on credit approval, underwriting guidelines, property evaluation, market conditions, and other factors. Final loan terms are determined only after a complete application, credit review, and appraisal (where applicable).

Important Disclaimer: No statement on this Site is a commitment to make a loan or lock in any rate. Approvals are subject to borrower qualifications, income verification, credit history, debt-to-income ratios, and final underwriting.

3. Use of the Site

You may use the Site only for lawful purposes and in accordance with these Terms. You agree not to:

Use the Site in any way that violates applicable federal, state, or local laws or regulations
Submit false, inaccurate, or misleading information through any forms
Attempt to gain unauthorized access to any portion of the Site
Interfere with or disrupt the Site or servers
Use any robot, spider, scraper, or automated means to access the Site without our prior written consent

You must be at least 18 years old (or the age of majority in your state of residence) to use the Site.

4. Intellectual Property

All content on the Site, including text, graphics, logos, images, calculators, and software, is the property of Icore Lending Inc or its licensors and is protected by U.S. copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content without our prior written permission.

5. SMS / Text Messaging Program Terms

By voluntarily providing your mobile phone number and opting in, you agree to receive SMS/text messages from Icore Lending Inc as part of our SMS messaging program.

SMS Program Description We may send SMS messages related to your mortgage loan inquiries, pre-approvals, application status updates, account notifications, payment reminders, rate changes, and other customer service or lending-related communications. Message frequency may vary.

Message and Data Rates Message and data rates may apply. Check with your carrier for details.

Opt-Out Instructions To stop receiving text messages, reply STOP to any message we send. You will receive one final confirmation message. After opting out, you will no longer receive non-required SMS messages from us.

Support / Help For assistance, reply HELP to any message or contact us at (562) 450-1644 or info@icorelendinginc.com.

Age Restriction You must be at least 18 years old to participate in our SMS program.

Carrier Disclaimer Carriers are not liable for delayed or undelivered messages.

Privacy and Data Sharing Your mobile phone number and SMS opt-in information are handled according to our Privacy Policy. We do not share, sell, or disclose your mobile phone number or SMS consent with third parties or affiliates for marketing or promotional purposes. See our full Privacy Policy for details on data collection, use, and your rights.

6. Privacy Policy

Your privacy is important to us. Please review our separate Privacy Policy (linked above or on our homepage), which explains how we collect, use, and protect your personal information. The Privacy Policy is incorporated into these Terms by reference.

7. Links to Third-Party Sites

The Site may contain links to third-party websites (e.g., credit reporting agencies, government sites, or partner lenders). We do not control or endorse these sites and are not responsible for their content, privacy practices, or availability.

8. Disclaimers and Limitation of Liability

THE SITE AND ALL CONTENT, TOOLS, AND SERVICES ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED. WE DISCLAIM ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, AND ACCURACY.

We do not warrant that the Site will be uninterrupted, error-free, or free of viruses. Your use of the Site is at your own risk.

TO THE FULLEST EXTENT PERMITTED BY LAW, IN NO EVENT SHALL ICORE LENDING INC, ITS OFFICERS, DIRECTORS, EMPLOYEES, OR AFFILIATES BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING OUT OF OR RELATED TO YOUR USE OF THE SITE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

Some states do not allow the exclusion of certain warranties or limitations of liability, so the above may not apply to you.

9. Indemnification

You agree to indemnify, defend, and hold harmless Icore Lending Inc and its affiliates from any claims, losses, liabilities, damages, and expenses (including reasonable attorneys’ fees) arising from your use of the Site, violation of these Terms, or violation of any law or third-party rights.

10. Changes to These Terms

We may update these Terms at any time. We will post the new version with a revised “Last Updated” date. Your continued use of the Site after changes constitutes your acceptance of the updated Terms.

11. Governing Law and Dispute Resolution

These Terms are governed by the laws of the State of California, without regard to conflict of laws principles. Any disputes arising from these Terms or your use of the Site shall be resolved exclusively in the state or federal courts located in Los Angeles County, California.

12. Miscellaneous

These Terms constitute the entire agreement between you and Icore Lending regarding the Site.
If any provision is held invalid, the remainder remains in effect.
Our failure to enforce any right does not waive that right.
We may assign our rights under these Terms without restriction.

Equal Housing Lender We conduct business in accordance with the Federal Fair Housing Law.

For questions about these Terms, contact us at info@icorelendinginc.com or (562) 450-1644.