Privacy Policy

Last Updated: April 10, 2026

Icore Lending Inc (“Icore Lending,” “we,” “us,” or “our”) respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website (https://icorelending.com and any subdomains), submit inquiries or applications, or interact with us in any way, including through our SMS/text messaging program.

By using our website or services, you consent to the practices described in this Privacy Policy. If you do not agree, please do not use our website or provide your information.

1. Information We Collect

We may collect the following categories of information:

Personal Identifiers: Name, mailing address, email address, phone number (including mobile number), date of birth, Social Security Number, driver’s license number, and other government-issued identification.
Financial and Loan-Related Information: Income details, employment history, credit history, bank account information, debt obligations, property details, and loan application data.
Technical and Usage Information: IP address, browser type, device information, cookies, web beacons, and usage data collected through our website (such as pages visited and forms submitted).
SMS/Text Messaging Information: Mobile phone number and SMS opt-in consent when you voluntarily provide it to receive text messages.

We collect this information directly from you (e.g., when you complete forms, applications, or opt in to SMS), from third parties (such as credit reporting agencies with your authorization), and automatically through website technologies.

Note on Mortgage and Financial Data: Much of the personal information collected in connection with mortgage loan applications or services is governed by the Gramm-Leach-Bliley Act (GLBA) and other federal and state financial privacy laws. These laws provide specific protections and may limit certain rights described below.

2. How We Use Your Information

We use the collected information for the following purposes:

Processing and evaluating mortgage loan applications, pre-approvals, and related services.
Communicating with you about your inquiries, applications, account status, payment reminders, rate changes, and customer service matters (including via email, phone, mail, or SMS).
Improving our website, services, and user experience.
Complying with legal and regulatory obligations, including fair lending laws, anti-money laundering requirements, and reporting to government agencies.
Detecting and preventing fraud, security incidents, or misuse.
Internal business purposes such as auditing, data analysis, and record-keeping.

We do not use your information for any purpose incompatible with the reasons it was collected.

3. How We Share or Disclose Your Information

We may share your personal information only as necessary and permitted by law:

With service providers who assist us in operating our business (e.g., loan processors, appraisers, credit bureaus, marketing platforms, or technology providers) under strict confidentiality agreements.
With affiliates or partners involved in your loan transaction.
As required by law, court order, or government regulators.
In connection with a business transfer (e.g., merger or acquisition).

Important SMS Opt-In Privacy Statement (Critical for Compliance): We collect your mobile phone number only when you voluntarily provide it and consent to receive text messages. We use this information solely to deliver SMS messages related to your mortgage loan inquiries, pre-approvals, application status updates, account notifications, payment reminders, rate changes, and other customer service or lending-related communications.

We do not share, sell, rent, lease, or disclose your mobile phone number or any SMS opt-in consent information with any third parties or affiliates for marketing, promotional, or any other purposes. Mobile information will never be shared with third parties or affiliates for marketing or promotional endeavors.

4. Cookies and Tracking Technologies

Our website uses cookies, web beacons, and similar technologies to enhance functionality, analyze usage, and personalize your experience. You can manage cookie preferences through your browser settings. We do not use tracking technologies to collect personal information for sale or sharing with third parties for their own marketing purposes.

5. Data Security

We implement reasonable administrative, technical, and physical safeguards to protect your personal information from unauthorized access, disclosure, alteration, or destruction. However, no security system is completely infallible, and we cannot guarantee absolute security.

6. Your Rights and Choices

Opt-Out of Communications: You may unsubscribe from email or SMS messages at any time (reply STOP to any SMS we send).
Update or Correct Information: Contact us to request updates or corrections to your personal information.
Access or Deletion Requests: Subject to applicable law (including GLBA and other financial privacy rules), you may request access to or deletion of certain personal information we hold about you.
Do Not Sell My Personal Information: We do not sell personal information as defined under California law.

For California residents, additional rights may apply under the California Consumer Privacy Act (CCPA/CPRA). Mortgage-related data is often exempt because it is governed by GLBA or other financial privacy laws. To exercise any rights, contact us using the information below.

We will respond to verified requests within the timeframes required by law.

7. Children’s Privacy

Our website and services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children under 18. If you believe we have collected information from a child under 18, please contact us immediately so we can delete it.

8. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will post the revised version with a new “Last Updated” date. Your continued use of our website or services after changes constitutes your acceptance of the updated policy.

9. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or our privacy practices, please contact us at:

Icore Lending Inc 6131 Orangethorpe Ave, Suite 500 Buena Park, CA 90620

Phone: (562) 450-1644 Toll Free: (800) 254-3884 Email: info@icorelendinginc.com

We are an Equal Housing Lender and conduct business in compliance with all applicable federal and state fair lending and privacy laws.